The simplified term life insurance plan for residents of British Columbia

Get a Quote

Discover our life insurance that has already helped thousands of British Columbia residents financially protect their loved ones.

We've watched the life insurance market evolve over the past 15 years and have seen how difficult it is for thousands of Canadians to find the right life insurance. Lack of time, complex policies, ambiguous clauses... at TermLite, we decided to simplify life insurance for British Columbia residents who want to protect their family’s financial future.

TermLite is the easiest no medical exam policy to get:

If you’ve faced a denial in the past because of your dangerous job or pre-existing health conditions, TermLite may be well suited for you. We don’t require you to undergo a medical exam at any point in our application process.

Eligibility is a simple
3-step process:

First, you only have to fill out our short free quote form. Next, we contact you with a few simple health questions, free quotes, and plan options. Finally, we offer you a policy tailored to your plans that you can purchase right over the phone.

At TermLite, we understand your need for a fast solution.

If the rate and the amount of coverage are right for you, you could be insured in a matter of days. Providing Canadians with a reliable and affordable term life insurance solution, so there are no more worries and anxieties about taking care of your loved ones if something happens to you!

What our clients say

Here are the key features of Termlite’s term life insurance

Fast and smooth:

Our friendly advisor can guide you through the whole process and answer any questions you may have. We require no medical exams at any point, and you never have to meet face-to-face with advisors when you apply.


We offer up to $1,000,000 in guaranteed tax-free, reliable coverage amounts. Your premiums are also guaranteed to remain the same throughout your chosen term length, which means there are no surprise premium increases for as long as you own your policy. You can use our helpful calculator to find your ideal coverage amount.


Our plans are available to any residents from British Columbia, from 18 to 80 years old. The ease of the eligibility of our plan allows more people to get the affordable coverage they need, and when it comes time to renew your plan, you can do so without a medical exam.

Here’s how this all works

Complete a quick, 30 seconds quote request. Yes, it’s that fast.
One of our friendly advisors will reach out to you and ask you a few health questions to provide a personalized quote.
If you are happy with the quote and the protection the plan offers, you can complete your application right over the phone with the advisor.
Following a super short approval time you can choose to have your policy emailed or mailed to you. You’re covered and stress-free.