Life Insurance For High Risk Occupations


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Dangerous job: yet another good reason to get coverage

If you have a dangerous occupation, you’ve no doubt noticed how difficult it is to get insured with a reliable plan. Our TermLite coverage is designed to help people from all walks of life find financial protection, including those with a dangerous job.

TermLite requires no medical exams, health questionnaires, or paperwork to apply. Our process is fast and simple, getting you covered faster. If your career is dangerous and risky, it isn’t worth dealing with the barriers that come with traditional life insurance plans. TermLite streamlines the process and allows you to receive your policy by email or mail.

What makes TermLite special


From application, to approval, to getting your policy - the process is fast and hassle-free.


No 100-page health questionnaires to go through, in fact, no paperwork at all.

No Medical

No doctors, no needles, no waiting around for results. None of the frustrations of applying for life insurance.

How much coverage can I get?

You can get up to $500,000. The maximum amount will depend on your answers to qualifying questions.

Can I apply?

As long as you a Canadian resident between the ages of 18 to 70 you are eligible to apply.

How long will the coverage last?

You will be protected for 10 years.

What about the premiums?

Premiums are dependent on age, gender, smoking status, and a short qualifying questionnaire. Your premiums are guaranteed to stay the same for the duration of the policy.

Can I renew my policy at the end of the term?

You can renew your policy yearly without a medical exam.

What if I change my mind?

No problem! You have 10 days to look over your policy and make sure it’s right for you. If not, let us know, and you’ll get a full refund.

Here’s how this all works

Complete a quick, 30 seconds quote request. Yes, it’s that fast.
One of our friendly advisors will reach out to you and ask you a few health questions to provide a personalized quote.
If you are happy with the quote and the protection the plan offers, you can complete your application right over the phone with the advisor.
Following a super short approval time you can choose to have your policy emailed or mailed to you. You’re covered and stress-free.

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