Term 100 Life Insurance Coverage


It’s term life insurance - simplified

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Term 100 Life Insurance

Term 100 is a lifelong insurance plan that is more affordable than traditional permanent insurance options because it doesn’t include investment components. A term 100 plan is a simple permanent policy that provides the ideal coverage for building legacies and planning for retirement.

Benefits of Term 100

  • Reliable coverage for life without the complications of traditional permanent plans.
  • You never have to undergo any medical exams to apply for coverage.
  • There is no paperwork or lengthy application process with this plan.
  • Fixed premiums so you always know the price of your policy.
  • 10-day review period to make sure your plan is right for you.
  • Tax-free benefits.

What Term 100 is Best Suited For:

  • Term 100 can help ensure that your final needs are adequately secured, so your loved ones don’t have to worry about funeral costs and other end-of-life debts.
  • Your term 100 plan’s benefit can support a charity that has meant a lot to you during your life.
  • Building your estate with a term 100 plan’s benefit is a simple way to guarantee that the people who matter most are appropriately taken care of if something happens to you.

What makes TermLite special


From application, to approval, to getting your policy - the process is fast and hassle-free.


No 100-page health questionnaires to go through, in fact, no paperwork at all.

No Medical

No doctors, no needles, no waiting around for results. None of the frustrations of applying for life insurance.

How much coverage can I get?

You can get up to $1,000,000. The maximum amount will depend on your age and answers to qualifying questions.

Can I apply?

As long as you are a Canadian resident between the ages of 18 to 70 you are eligible to apply.

How long will the coverage last?

You can choose to be protected for 10, 20, 30 or 100 years.

What about the premiums?

Premiums are dependent on age, gender, smoking status, and a short qualifying questionnaire. Your premiums are guaranteed to stay the same for the duration of the policy.

Can I renew my policy at the end of the term?

You can renew your policy yearly without a medical exam.

What if I change my mind?

No problem! You have 10 days to look over your policy and make sure it’s right for you. If not, let us know, and you’ll get a full refund.

What our clients say

Here’s how this all works

Complete a quick, 30 seconds quote request. Yes, it’s that fast.
One of our friendly advisors will reach out to you and ask you a few health questions to provide a personalized quote.
If you are happy with the quote and the protection the plan offers, you can complete your application right over the phone with the advisor.
Following a super short approval time you can choose to have your policy emailed or mailed to you. You’re covered and stress-free.