10 Year Term Life Insurance


It’s term life insurance - simplified

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Term 10 Life Insurance

Term 10 life insurance is the most affordable temporary coverage plan on the market and is the perfect starting point if you’re looking for straightforward, low-cost coverage. A term 10 plan offers financial protection for 10 years with guaranteed premiums for the term’s entire duration. 


Benefits of Term 10

  • You never have to undergo any medical exams to apply for coverage.
  • There is no paperwork or lengthy application process with this plan.
  • Fixed premiums so you always know the price of your policy.
  • The terms of the plan are renewable without a medical exam.
  • 10-day review period to make sure your plan is right for you.
  • Tax-free benefits.

What Term 10 is Best Suited For:

  • This plan can help cover temporary debts like credit cards and car loans. So there are no costs passed on to your loved ones if something happens to you.
  • Term 10 is ideal for replacing your income if you passway to take care of your family’s day-to-day expenses.
  • Your term 10 plan can ensure your child still gets the education they deserve if you are no longer around

What makes TermLite special


From application, to approval, to getting your policy - the process is fast and hassle-free.


No 100-page health questionnaires to go through, in fact, no paperwork at all.

No Medical

No doctors, no needles, no waiting around for results. None of the frustrations of applying for life insurance.

How much coverage can I get?

You can get up to $1,000,000. The maximum amount will depend on your age and answers to qualifying questions.

Can I apply?

As long as you are a Canadian resident between the ages of 18 to 70 you are eligible to apply.

How long will the coverage last?

You can choose to be protected for 10, 20, 30 or 100 years.

What about the premiums?

Premiums are dependent on age, gender, smoking status, and a short qualifying questionnaire. Your premiums are guaranteed to stay the same for the duration of the policy.

Can I renew my policy at the end of the term?

You can renew your policy yearly without a medical exam.

What if I change my mind?

No problem! You have 10 days to look over your policy and make sure it’s right for you. If not, let us know, and you’ll get a full refund.

What our clients say

Here’s how this all works

Complete a quick, 30 seconds quote request. Yes, it’s that fast.
One of our friendly advisors will reach out to you and ask you a few health questions to provide a personalized quote.
If you are happy with the quote and the protection the plan offers, you can complete your application right over the phone with the advisor.
Following a super short approval time you can choose to have your policy emailed or mailed to you. You’re covered and stress-free.