Term life insurance made simple for residents of Alberta

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What makes Termlite a must-have for Alberta residents.


Our application process is so smooth and efficient, you can get covered in as little as one business day.


There are no long waiting periods or mountains of paperwork for you to complete, from application to final approvals.

No Medical Exam

There is no need to worry about frustrations when applying for life insurance if you have pre-existing conditions. Our policies are available without a medical exam, blood test or doctor's note. No need to wait!

Key Features of TermLite

How much coverage can I get?

The maximum is $1,000,000, depending on your answers to the qualifying questions in the short questionnaire. To help determine your ideal coverage amount, use our handy calculator now.

Who can get TermLite insurance?

Any Alberta resident can obtain TermLite coverage from 18 to 80- years old.

How long does the coverage last?

The coverage lasts 10, 20, 30 or 100 years, depending on your choice. Think carefully about your plans and needs: our friendly advisor can help you choose the right policy.

How are the premiums calculated?

Rates depend on your answers to the questionnaire, as well age amount of coverage, age, gender and smoking status.

Do premiums increase over time?

No, once you have chosen a term of coverage, your rate remains the same for the entire term length.

Can I renew the policy?

Yes, the policy is renewable at the end of the term and without any medical exam.

What if I'm not sure?

We answer all your questions once you fill out the application form, and you have ten days to verify your TermLite policy. TermLite is hassle-free throughout our whole process!

What our clients say

Here’s how this all works

Complete a quick, 30 seconds quote request. Yes, it’s that fast.
One of our friendly advisors will reach out to you and ask you a few health questions to provide a personalized quote.
If you are happy with the quote and the protection the plan offers, you can complete your application right over the phone with the advisor.
Following a super short approval time you can choose to have your policy emailed or mailed to you. You’re covered and stress-free.