Meet TermLite


It’s term life insurance - simplified

Get a Quote

Term Life Insurance Can Ensure Postsecondary Tuition Fees are Covered

The average cost of post-secondary education can vary depending on the field of study, and if your child wants to live on campus or stay home. On average, students who stay home can spend around $9,500 per year, while those who move away or live on campus can pay closer to $20,000 per year.

Education is a significant expense, but it is crucial to your children’s future. If something happens to you, is your family financially prepared to cover the costs associated with your child’s future education? Leaving behind uncertainty or debt for your loved ones is not ideal.

Termlite is a simple and affordable term life insurance plan that can help financially protect your children up until they reach adulthood. With insurance coverage, all of the costs associated with your child’s education will be covered entirely. So, if something happens to you, the education that your kids deserve will still be protected and covered.

What makes TermLite special


From application, to approval, to getting your policy - the process is fast and hassle-free.


No 100-page health questionnaires to go through, in fact, no paperwork at all.

No Medical

No doctors, no needles, no waiting around for results. None of the frustrations of applying for life insurance.

How much coverage can I get?

You can get up to $1,000,000. The maximum amount will depend on your age and answers to qualifying questions. For a clearer picture of your coverage amount options, use our term life calculator now.

Can I apply?

As long as you are a Canadian resident between the ages of 18 to 70 you are eligible to apply.

How long will the coverage last?

You can choose to be protected for 10, 20, 30 or 100 years.

What about the premiums?

Premiums are dependent on age, gender, smoking status, and a short qualifying questionnaire. Your premiums are guaranteed to stay the same for the duration of the policy.

Can I renew my policy at the end of the term?

You can renew your policy yearly without a medical exam.

What if I change my mind?

No problem! You have 10 days to look over your policy and make sure it’s right for you. If not, let us know, and you’ll get a full refund.
Complete a quick, 30 seconds quote request. Yes, it’s that fast.
One of our friendly advisors will reach out to you and ask you a few health questions to provide a personalized quote.
If you are happy with the quote and the protection the plan offers, you can complete your application right over the phone with the advisor.
Following a super short approval time you can choose to have your policy emailed or mailed to you. You’re covered and stress-free.