Hypertension?We got you covered

TermLite

TermLite: it’s term life insurance - simplified

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Getting coverage with high blood pressure condition

Hypertension (or high blood pressure) is a medical condition that many Canadians live with, making it difficult to qualify for coverage. The symptoms and warning signs of this condition can often go unnoticed and lead to even more severe medical issues, increasing the likelihood of being denied life insurance.

TermLite requires no medical exams or health questionnaires to apply, making it easier for more people to finally get the coverage they need for their loved ones. With our fast and simple online application process and short approval time, you’re covered quicker and with as few barriers as possible.

What makes TermLite special

Fast

From application, to approval, to getting your policy - the process is fast and hassle-free.

Simple

No 100-page health questionnaires to go through, in fact, no paperwork at all.

No Medical

No doctors, no needles, no waiting around for results. None of the frustrations of applying for life insurance.

How much coverage can I get?

You can get up to $1,000,000. The maximum amount will depend on your age and answers to qualifying questions. You see the perfect amount of coverage for you with our term life calculator tool.

Can I apply?

As long as you are a Canadian resident between the ages of 18 to 70 you are eligible to apply.

How long will the coverage last?

You can choose to be protected for 10, 20, 30 or 100 years.

What about the premiums?

Premiums are dependent on age, gender, smoking status, and a short qualifying questionnaire. Your premiums are guaranteed to stay the same for the duration of the policy.

Can I renew my policy at the end of the term?

You can renew your policy yearly without a medical exam.

What if I change my mind?

No problem! You have 10 days to look over your policy and make sure it’s right for you. If not, let us know, and you’ll get a full refund.
Complete a quick, 30 seconds quote request. Yes, it’s that fast.
One of our friendly advisors will reach out to you and ask you a few health questions to provide a personalized quote.
If you are happy with the quote and the protection the plan offers, you can complete your application right over the phone with the advisor.
Following a super short approval time you can choose to have your policy emailed or mailed to you. You’re covered and stress-free.
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